{"name":"Applied AI in Bermuda — the record","description":"Every announced initiative, deployment, published result and regulation of applied AI on the record for Bermuda, tagged by kind, industry, region and role, sourced and dated. A slice of the State of Applied AI record, maintained continuously by the Industrial Research Unit of the Straits Institute for Applied AI.","source":"https://www.straitsai.institute/state-of-applied-ai/bermuda","partOf":"https://www.straitsai.institute/state-of-applied-ai/evidence.json","attribution":"Industrial Research Unit, Straits Institute for Applied AI","updated":"2026-10-29","facet":{"kind":"country","name":"Bermuda","slug":"bermuda","iso2":"BM","region":"Latin America & Caribbean"},"counts":{"entries":12,"deployments":6,"evidenceImpact":0,"evidenceAdoption":3,"regulation":3,"industries":7,"countries":1,"linked":12},"entries":[{"kind":"deployment","industry":"Finance & Insurance","region":"Bermuda","role":"Underwriter","org":"Mosaic Insurance","text":"Mosaic Insurance has switched on Halo, AI underwriting for SMEs quoting, binding and issuing eligible policies in minutes. Submissions arrive auto-structured and enriched; tricky risks go to a human underwriter. North American wholesale brokers get this automated small-business underwriting first, starting with SME cyber.","date":"2026-09-17","source":"https://www.royalgazette.com/international-business/business/article/20260917/mosaic-launches-ai-enabled-digital-underwriting-system/"},{"kind":"deployment","industry":"Finance & Insurance","region":"Bermuda","role":"Underwriter","org":"Mosaic Insurance","text":"Mosaic Insurance has stood up an in-house AI Lab, pairing four engineers with business teams so AI in underwriting stops stalling at pilot stage and reaches daily work. Capability ships across claims, finance and operations, engineers sitting beside colleagues to spot problems and push fixes live. Machine-assisted risk assessment shapes how the insurer reserves and decides, by its own account.","date":"2026-09-09","source":"https://www.royalgazette.com/international-business/business/article/20260909/mosaic-launches-ai-lab/"},{"kind":"regulation","industry":"Finance & Insurance","region":"Bermuda","org":"Bermuda Monetary Authority","text":"The Bermuda Monetary Authority is consulting on The Responsible Use of Artificial Intelligence in Financial Services in Bermuda, AI guidance for financial firms on applying existing obligations to AI they develop, deploy or use. Covering operational resilience, cyber security, transparency, data oversight, risk management and governance, it adds no new requirements or separate AI licensing regime; responses close 30 October.","date":"2026-08-15","source":"https://bernews.com/2026/08/bma-issues-consultation-paper-on-ai-use/"},{"kind":"evidence-adoption","industry":"Strategy & Leadership","region":"Bermuda","org":"PwC Bermuda","text":"PwC's Caribbean Corporate Governance Survey 2026 - Bermuda Edition, June 2026, has 62 per cent of Bermuda directors seeing gains from AI and generative AI spending, yet only 29 per cent credit management with delivering AI and GenAI strategy. AI governance ties cybersecurity as top risk, each primary for 24 per cent; 41 per cent back the board's capacity to oversee AI and GenAI plans, 37 per cent confirm a formal route for AI-related opportunities and risks, 37 per cent report thin board education. Just 7 per cent rate AI expertise top when recruiting, and PwC Bermuda partner Marisa Savage said boardrooms now demand different skills, leaving board AI oversight short.","date":"2026-06","source":"https://www.bermudareinsurancemagazine.com/bermuda-boards-back-ai-investment-but-question-leadership-readiness-pwc-finds"},{"kind":"deployment","industry":"Education & Training","region":"Bermuda","role":"Teacher","org":"Chatmore International School","text":"Chatmore International School has switched Years 2 to 11 onto CENTURY's AI learning platform, a Bermuda first, following a pilot. Staff sought bespoke study routes, instant feedback and usable data without extra workload. Secondary teacher Sandrine McGlashin records no pupil objections, with the AI-driven teaching tool mostly set for homework and brief lessons; head of school Britanni Butterworth points to stronger attainment among IGCSE pupils wanting extra drilling. More than 70 COBIS schools worldwide run CENTURY.","date":"2026-05","source":"https://bernews.com/2026/05/chatmore-introduces-ai-learning-platform/"},{"kind":"deployment","industry":"Government & Public Sector","region":"Bermuda","role":"Pensions administrator","org":"Government of Bermuda","text":"The Government of Bermuda will pilot an AI pension chatbot so staff answer pension queries faster and more accurately, with the Swiss-based non-profit Near Foundation as partner. Success would widen the AI-powered pension tool into a web tax portal plus calculator, letting Bermudians inspect records and transact with government systems. A government spokeswoman set out the plan in a press release issued after Premier David Burt attended NearCon in San Francisco on February 23 and 24.","date":"2026-03-09","source":"https://www.royalgazette.com/local-business/business/article/20260309/government-set-to-build-ai-pension-calculation-chatbot/"},{"kind":"evidence-adoption","industry":"Business Operations","region":"Bermuda","org":"Narrative Research Bermuda","text":"Narrative Research Bermuda puts weekly AI use at work at nearly six in ten employed residents, and half of residents use AI weekly privately. 78 per cent gave strongest agreement to regulating AI; 62 per cent fear for jobs, 58 per cent flag AI-related dangers and 57 per cent dread leaks of confidential or sensitive information, while 33 per cent voice excitement. Fieldwork ran 5 December 2025 to 4 January 2026 across 248 residents aged 18 upwards on its Bermuda Voice panel, where $75,000-plus earners showed heavier workplace AI adoption.","date":"2026-01","source":"https://bernews.com/2026/01/survey-artificial-intelligence-use-in-bermuda/"},{"kind":"regulation","industry":"Legal & Professional Services","region":"Bermuda","org":"Bermuda Supreme Court","text":"A landmark ruling has legitimised AI e-discovery: Bermuda's Supreme Court, in Fourworld Global Opportunities Fund Ltd v Enstar Group Limited, dismissed manual review as financially impractical for modern disputes. Justices found generative AI paired with forensic software sharply cuts disclosure costs and burden, among the earliest common law judgments to sanction such AI-assisted disclosure tools.","date":"2025-08-04","source":"https://www.jdsupra.com/legalnews/generative-ai-in-uk-disclosure-the-8955375/"},{"kind":"deployment","industry":"Media, Telecom & Entertainment","region":"Bermuda","role":"Customer service agent, technical support staff, sales staff","org":"Paradise Mobile","text":"Bermuda's Paradise Mobile built Skippy, an internal assistant giving staff instant answers on customer service, technical support and sales. Pari, its customer-facing counterpart, answers website visitors, part of the operator's push into agentic AI in telecommunications. Paradise Mobile brands itself among the earliest telecoms worldwide embracing this agentic AI for telecom operations model, an unverified claim.","date":"2025-07-23","source":"https://www.royalgazette.com/local-business/business/article/20250723/paradise-mobile-deploys-agentic-ai/"},{"kind":"deployment","industry":"Government & Public Sector","region":"Bermuda","role":"Planning officer","org":"Government of Bermuda, Department of Planning","text":"Bermuda has hired an AI specialist for AI in government services, tackling the Department of Planning's permit backlog first. David Burt confirmed the hire, aimed at catching incomplete filings and steering applicants toward correct paperwork as an AI specialist in public administration. Missing documents are the top delay cause.","date":"2025-05-07","source":"https://www.royalgazette.com/politics/news/article/20250507/planning-department-to-be-assisted-by-artificial-intelligence/"},{"kind":"evidence-adoption","industry":"Government & Public Sector","region":"Bermuda","org":"Government of Bermuda","text":"Bermuda now ranks first worldwide, its government launching the Centre for Finance, Technology and Entrepreneurship's Supercharged Programme for Bermudians. Building atop the earlier Fintech Training Programme, this feeds a wider push preparing citizens for an AI-driven economy through national AI workforce training, anchored in AI skills training as a top priority.","date":"2025-05-01","source":"https://blog.cfte.education/bermuda-becomes-worlds-first-government-to-adopt-cftes-ai-supercharged-academy/"},{"kind":"regulation","industry":"Government & Public Sector","region":"Bermuda","org":"Government of Bermuda","text":"Bermuda's AI policy for public-sector use requires human review for any automated decision touching rights or service access, alongside adherence to the territory's data protection and freedom-of-information rules. Its formal title, the Artificial Intelligence Policy, covers all government employees and consultants using AI tools for official work. A new AI Governance Sub-Committee, part of the government AI governance framework, will monitor rollout and compliance.","date":"2025-03-28","source":"https://www.gov.bm/articles/artificial-intelligence-ai-policy"}]}